Four accepted purchase methods. Discover is the differentiator
Rolling Riches accepts Mastercard, Visa, Discover, and Bank Transfer.
| Method | Use case | Speed |
|---|---|---|
| Mastercard | GC pack purchase | Instant |
| Visa | GC pack purchase | Instant |
| Discover | GC pack purchase | Instant |
| Bank Transfer | GC pack purchase | 1-3 business days |
The Discover acceptance is uncommon. Crown Coins is the other major sweepstakes operator that publishes Discover acceptance.
No Apple Pay, no Google Pay, no Amex, no PayPal, no e-wallets, no Paysafecard.
Discover acceptance
Discover Card acceptance broadens the US cardholder base. Discover Cashback Bonus categories may apply depending on the current quarter.
Redemption methods
Bank transfer documented. Exact cash redemption threshold not clearly documented on public-facing page. Verify at rollingriches.com.
Bank transfer mechanics
Standard sweepstakes redemption: request → KYC validated → manual review → ACH transfer → funds settle 3-10 business days.
KYC verification
- Government photo ID
- Proof of address (within 90 days)
- SSN for tax reporting on redemptions above $600
Our test cleared in ~36 hours.
IRS Form 1099-MISC at $600 aggregate
US sweepstakes winnings over $600 in aggregate per calendar year trigger 1099-MISC per Publication 525.
State restrictions
12 restricted states block account creation: Hawaii, Idaho, Kentucky, Michigan, Nevada, New York, Washington, Delaware, Connecticut, Maryland, Montana, West Virginia.
Rolling Riches' payments vs main competitors
| Method | Rolling Riches | Crown Coins | Chanced | Pulsz |
|---|---|---|---|---|
| Visa/MC | Yes | Yes | Yes | Yes |
| Discover | Yes | Yes | No | No |
| Amex | No | Yes | No | Yes |
| PayPal | No | No | No | No |
| Apple Pay | No | Yes | No | Yes |
| Google Pay | No | Verify | No | Yes |
| Skrill | No | Yes | No | Yes |
| Bank Transfer | Yes | Yes | Yes | Yes |
Troubleshooting
- Card declined. Bank fraud detection. Try different card.
- Discover transaction declined. Discover fraud detection can be conservative on first-time sweepstakes-category transactions. Call Discover to pre-authorize.
- Cash redemption stuck. Check KYC status.
FAQ
What payments does Rolling Riches accept? Mastercard, Visa, Discover, Bank Transfer. Four methods.
Does Rolling Riches accept Discover? Yes. Rolling Riches and Crown Coins are the major sweepstakes operators that accept Discover.
Does Rolling Riches accept Apple Pay or PayPal? No. Visa, Mastercard, Discover, and Bank Transfer only.
What is the minimum cash redemption? Not clearly documented. Verify at rollingriches.com.
About this payments guide
Written May 2026 by Louis Rhoades. Purchase tested via Discover transaction at first-purchase tier. KYC completed with US driver’s license. For the full Rolling Riches review, see Rolling Riches review.