Five accepted purchase methods. Paysafecard is the differentiator
Fortune Coins accepts five payment methods for Gold Coins pack purchases: Visa, Mastercard, Paysafecard, Skrill, and Online Banking.
| Method | Use case | Speed |
|---|---|---|
| Visa | GC pack purchase | Instant |
| Mastercard | GC pack purchase | Instant |
| Paysafecard | GC pack purchase | Instant (voucher code) |
| Skrill | GC pack purchase | Instant |
| Online Banking | GC pack purchase | Instant (direct bank) |
The Paysafecard acceptance is uncommon. Among major sweepstakes peers, only LuckyLand and Fortune Coins accept Paysafecard. The Skrill and Online Banking options round out the privacy-and-bank-direct funding paths.
Paysafecard: prepaid voucher path
Paysafecard is a prepaid voucher payment method sold at retail (convenience stores, gas stations, online) in fixed denominations. The voucher carries a 16-digit code; the player enters the code at the Fortune Coins cashier and the value applies to the Gold Coins pack purchase. No card data, no bank account exposure.
For privacy-prioritizing players or players without bank/card access, Paysafecard is the structural fit.
Skrill and Online Banking
Skrill is a European-origin e-wallet with US availability. Online Banking funding connects directly to the player’s bank account via a secure third-party API (similar to Plaid).
Redemption methods
Bank transfer is the standard documented redemption path. The exact cash redemption threshold for Fortune Coins is not clearly documented on the public-facing page. Verify at fortunecoins.com/terms.
KYC verification
- Government photo ID
- Proof of address (utility bill or bank statement within 90 days)
- Phone and address verification (specific to Fortune Coins)
- SSN for tax reporting on redemptions above $600
Verification typically clears in 24-72 hours.
IRS Form 1099-MISC at $600 aggregate
US sweepstakes winnings over $600 in aggregate per calendar year trigger 1099-MISC per Publication 525.
State restrictions
The 5 restricted states (Idaho, Michigan, Nevada, New York, Washington) block account creation. Players in those states cannot purchase GC packs or redeem Fortune Coins.
Fortune Coins' payments vs main competitors
| Method | Fortune Coins | LuckyLand | Pulsz | Crown Coins | Zula |
|---|---|---|---|---|---|
| Visa/MC | Yes | Yes | Yes | Yes | Yes |
| Paysafecard | Yes | Yes | No | No | No |
| Skrill | Yes | Yes | Yes | Yes | Yes |
| Online Banking | Yes | Verify | No | No | Yes |
| Amex | No | No | Yes | Yes | No |
| Apple Pay | No | No | Yes | Yes | No |
| Google Pay | No | No | Yes | Verify | No |
| Trustly | No | Yes | Yes | No | No |
| Instant ACH | No | Yes | No | No | No |
| Bank Transfer | Verify | Verify | Yes | Yes | No |
Troubleshooting
- Paysafecard code rejected. Verify the voucher is valid for US-region Paysafecard transactions and not already redeemed.
- Card declined. Bank fraud detection. Try a different card or call the bank.
- Skrill failed. Geographic routing issues. Switch to Visa, Mastercard, or Online Banking.
- Cash redemption stuck. Check KYC status on dashboard.
FAQ
What payment methods does Fortune Coins accept? Visa, Mastercard, Paysafecard, Skrill, Online Banking. Five methods total.
Does Fortune Coins accept Paysafecard? Yes. Fortune Coins and LuckyLand are the two major sweepstakes operators that accept Paysafecard.
What is the minimum cash redemption? Not clearly documented. Verify at fortunecoins.com/terms.
Does Fortune Coins report winnings to the IRS? Yes. Above $600 aggregate per calendar year triggers 1099-MISC.
About this payments guide
Written May 2026 by Louis Rhoades. Purchase flow tested via Visa transaction. KYC completed with US driver’s license and utility bill. For the full Fortune Coins review, see Fortune Coins review. For the bonus mechanics, see Fortune Coins bonus breakdown.